Independent advice.

A clear way forward.

Thoughtful financial advice that helps you feel confident about
where your future’s headed.

No commissions. Just honest advice about
what’s best for you.

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ADVISER RATING BADGE

Independent by design

No commissions. No product agenda. Advice that’s on your side.

A plan, not a prediction

Evidence-based investing. No crystal
balls required.

Clarity from complexity

We make the important decisions clearer and easier to navigate.

Your life in focus

So you can spend less time worrying about money and more time living.

Understand. Plan.
Navigate. Review.

A thoughtful, structured approach to help you move from
where you are today to where you want to be.

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Sound familiar?

Most people come to us with questions, not a clear finish line.
Here are some of the most common ones and how we help answer them.

“I have super, investments and property, but I’m not sure it all fits together.”

Doing lots right but struggling to see the big picture?
We start by getting to know your life, then put your super, investments, cash flow and plans on one map. That way you can see where you are and what’s worth adjusting.
“How do I know the advice isn’t being driven by a product or commission?”

If you’re looking for advice that’s proudly independent by design, you’ve landed in the right place. We don’t take commissions, we don’t push products, and our fees aren’t a percentage of your money. You pay for the advice and the value it adds to your life, so our only job is to do what’s best for you.
“Super, tax, investments, insurance... it’s a lot to get my head around.”

You shouldn’t need a finance degree to understand your own plan. Everything is explained in plain English, so you understand your options and feel sure of the decisions you make.
“Markets, interest rates, headlines – should I be doing something?”

Despite what some people might say, nobody can predict what the markets will do tomorrow – and that’s okay. Your investments are built on research into how markets behave over time, so your plan doesn’t need to change every time the headlines do.
“Do I have enough? What can I spend? What happens if markets fall?”

This is the question we hear most. You’ll see your retirement modelled in real time, testing different ages, spending levels and market conditions, so you know how long your money is likely to last and what you can comfortably spend on the things that matter to you.
“Career, family, inheritance, or helping parents – I need to understand what this means for me.”

Things like an inheritance or a change in your family can shift your priorities. We help you understand your options and adjust your strategy so you stay on track.

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Advice that starts with your life

At Simplivia Wealth, we believe good financial advice should make life feel easier.

Whether you’re preparing for retirement, already enjoying it, or facing a big change in your family or finances, we take the time to understand what matters to you, then give you independent advice built around your goals.

Founded by award-winning financial adviser Brigitta Hembrow-Gersey, Simplivia Wealth’s aim is to create clarity from complexity – so you can follow a clear route to your destination (and enjoy the view along the way).

We're based in beautiful Newcastle and work with clients across Australia.

MEET BRIGITTA

Who we help best

Financial advice is often designed around how much money you have. We’d rather focus on you: your plans, your family and your future.

01

Planning for retirement

When retirement is 10 to 15 years away, the questions start to feel more important. Are we on track? What will we actually need? Should we be doing anything differently? We’ll look at your situation and your future goals, then outline the steps to get you there. If you have an SMSF, or a public service or military super scheme, you’ll want an adviser who knows the rules inside out. These are areas we specialise in.

02

Living in retirement

Once you retire, you’re no longer building your savings – you’re relying on them for decades. We help you work out how much you can spend with confidence, and how your super can best support you. As the terrain changes, we stay with you and adjust the plan, so you can enjoy retirement without second-guessing every decision.

03

Supporting your family

Some of the most important financial decisions involve the people we love: helping children into their first home, planning how wealth will pass down to younger generations, or organising aged care for a parent. We help you get your bearings, then work through each decision with you, coordinating with your accountant and lawyer where needed.

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Certified Financial Planner (CFP®)

Aged Care accreditation

Gwen Fletcher Memorial Award Winner, 2022

SMSF Specialist Adviser

How to get started

There’s no pressure to commit to anything up front. We’ll take the time to understand your life properly first, so you can decide whether working together feels right.

1. Saying hello

2. Understanding what matters

Discovery meeting – around an hour, in person or online
This is where we get the full picture: your goals, your family, what’s worrying you and what you’d like the years ahead to look like. We’ll ask plenty of questions and listen carefully, because this is what your advice will be built on.

3. Mapping the way forward

Introductory call – 15–20 minutes
A short, relaxed phone conversation. Tell us a little about what’s prompted you to reach out, and we’ll explain how we work. Together, we’ll see whether it makes sense to keep talking.

Strategy discussion – around 45 minutes
We’ll talk you through the options worth exploring and how we could help. Only then do we talk about working together and what it would cost.

All three conversations are complimentary, with no obligation to go ahead.

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